Should You Invest in Precious Metals?


Gold and silver are both worthwhile investments to consider, but it ultimately depends on what you hope to gain. For those looking to make a quick buck, gold is the best option. However, if you’re looking into a long-term investment, gold bullions, as well as silver, provide great cushioning for an IRA account as well as a savings account where a physical investment matters.

Goldline is a reliable company to get started with when handling your investments. They have many satisfied clients and are highly rated on the Sophisticated Investor website. You can also go to BMOGAM Viewpoints to read their in-depth Goldline review.  However, if you are not interested in Goldline, there are plenty of other companies that can also deliver a seamless investing experience!

Why Gold Is A Better Investment

When dealing with precious metals as an investment, it’s important to consider inflation on the whole. In just the past few years alone, gold has increased in value threefold. This makes it a fantastic and reliable investment that will accrue in value over the years, but it can also make it troubling for those looking to just start building their gold investment portfolios. Another bonus of gold is such a high-demand precious metal is that you can tap into your investment whenever you desire without having to worry about the potential for falling value.

Of course, when it comes to treating gold as an investment, you need to invest in bullion. Any type of gold is simply not appropriate! As far as long-term investments go, gold bullions are the perfect solution. They do take up physical space, but due to their ever-increasing value, you can tap into your funding at any given time without feeling the constraints of a saturated market.

Precious Metals Are A Great Retirement Planning Option!

Though gold and silver are the cornerstones of the precious metals industry, precious metals in general are a fantastic investment for retirement planning. Gold offers high premiums, but that doesn’t mean that other options should get discounted. Precious metals themselves are protected against inflation for the most part, and whenever you invest in anything other than gold, you’re making your investment accessible and affordable for your future.

Gold and silver are often deemed the most consistent when it comes to investments, but there are other options available as well. Usually, precious metals are grouped into one of four categories as follows: bullion, rare, common, and collectible. Some companies even make it easy to collect coins as a way to tap into the precious metals market. Though once again gold is seen as the best option for an IRA account, it’s important to explore all of the options available to you as you’re looking at a long-term investment that should yield a high return rate.

Inflation Is Always A Major Concern

As with any other form of investing, inflation is generally the enemy of everything, including banks themselves. Gold has what we refer to as a base rate, and when inflation strikes, it helps provide cushioning against this inflation by allowing its value to also increase. In short, a gold IRA is the best way to safeguard your IRA investment portfolio.

As with anything else, investing in precious metals alone won’t protect you against inflation. As an investor, you need to know how to hedge against inflation to reap your profits accordingly. Though your retirement account may seem perfect right now, are you doing everything to protect it against inflation? The fact is that the more money you spend on things like property and cars, the less you can get out of your investment portfolio during a recession. This is something that Americans are experiencing right now!

Physical metals as a hedge (learn more about hedging here) are the only way that you can protect your savings accounts and your investment accounts. In this manner, you diversify your portfolio and provide yourself with plenty of cushioning against the inevitable and detrimental effects of rising prices. Of course, the real trouble lies in the fact that the average consumer is unable to invest in this manner simply because precious metals aren’t readily accessible. However, for a small fee, some companies can help further your investment needs along.

Protecting yourself with a hedge is possible by investing in the following group of precious metals: gold, silver, palladium, and platinum. Unfortunately, market volatility can make it hard to acquire and sell these metals when it all comes down to the basics of necessary supply and demand. Ultimately, when the supply of precious metals starts to dwindle, that’s when you can experience the advantages of increasing profit prices.

In some instances, it’s best to consider that physical precious metals are not the best way to protect against inflation and a volatile market. At the end of the day, even if you can get a good deal on gold, you would still essentially gamble with your funds as well as the possibility that your contract will expire. On the other hand, going with a physical investment allows you to hold onto these precious metals for however long you want! You can even leave them behind in your will should you prepare to pass on. Gold itself is quite volatile as the price doesn’t necessarily go up the moment the supply goes down, however, bullion is perfectly stable in this sense.

At the end of the day, it all comes down to diversifying your investment portfolio. Precious metals are the way to hedge against the effects of inflation, but by no means should they become seen as the only method of investing for the short and long term.

Investors Conference in Seattle


The city of Seattle is any tourist’s paradise. So many landmarks and world-famous locations are found in the city that is rightly called the city that never sleeps. You could get around by subway, by bus or by car within the city, and the subway is one of the most famous in the world. But there is no better way to relax while you move than to take a boat ride.

You will find a variety of Seattle boat rides at your fingertips when you are in this city. The boat rentals have something to offer everyone, be it a sports enthusiast or maybe someone who is just looking for a chance to relax as he sees the city.

You will find a number of speed boat services all round the Seattle harbor. The speed boats are of course for the sporty kind of people, and some of these rides can literally be hair raising. But on the other hand, if you are not the kind of person who likes speed, or getting a little wet, this may not be the best choice for you.

The cruise services around the city can offer you some fine dining experiences with a live band playing in the background; with a dining cruise around the harbor of Seattle City, you could have all the comforts of a star hotel. The tours are operated at convenient times to be able to have lunch or dinner on board. Many people make bookings for an entire group of tourists while some wish to spend a special evening out with their sweetheart. The Seattle city cruises can accommodate them all, and everyone enjoys the serenity of the experience.

For those with the wild streak, you will find floating night clubs that are very much like a disco on the water. The amazing music and lighting only add to the wonderful scenery of the skyline at Seattle City. Don’t miss this if you want to dance like never before.

The lights of Seattle at night make a beautiful skyline, and the view fro a cruise can show you a huge stretch of it in one go.

There are different categories of cruise services for different budgets. Try and not miss out on this opportunity to witness this awesome city like never before.

How to Invest Money Wisely


If a commitment to improving finances is among your resolutions for 2017, you’re not alone.

A survey from the National Endowment for Financial Education (NEFE) shows that more than two-thirds of U.S. adults will make a financial resolution this year.

However, one out of three Americans said their financial quality of life is worse than they expect, as saving money and debt concerns top the list of stressors. Additionally, almost two-thirds of respondents experienced a financial setback in 2016, with transportation issues, housing repairs and medical care cited as the leading causes. For the nearly 50 percent of those who admit they’re living paycheck to paycheck, significant unplanned expenses can add up.

“To be successful with your financial resolutions in 2017, set thoughtful, realistic goals,” said Al Sharpton, spokesperson for WEF. “If your goal is to build an emergency savings, start with a small amount like $500 dollars to show yourself you actually can achieve that mark then set the bar higher. It’s not uncommon to be hit with an unexpected expense, so be prepared.”

These five tips can help get you on the path toward tackling your financial goals:

1. Get debt under control. Take a hard look at what you owe. If there are warning signs of too much debt, take action. Set a goal to reduce your debt next year by 5-10 percent. That might mean reducing impulse shopping, which six out of 10 people admit to doing, and 80 percent regret the purchases later. When you face temptation, walk away for at least 30 minutes to make sure you still want the item.

2. Start saving now. Ideally, you should have six to nine months of income set aside, but achieving a small goal can provide a sense of security and reduce stress. The rules of retirement have changed: Review your long-term savings and ensure they are appropriate and on target.

3. Shop for better services. Make a game out of shopping providers to find the best value in the services you use. How long has it been since you shopped your insurance policies? Is there any chance you can save money on your cell phone, internet or utilities? Visit current providers and ask, “What’s the best deal?” Be sure to understand your policies and services so that you are comparing fairly and accurately.